Mortgage Surge
Your surge towards home ownership starts here.
Discover how you can save time and money for your next home purchase or refinance.


Buy Home

Refinancing

Home Equity

1st Time Home Buyer

About Our Company
Meet The Team
Sergei
Isparyan
Branch Manager
Jason
Konopaske
Team Lead/Loan Officer
Jeremy
Reed
Loan Officer
Sergei Isparyan
Family is at the heart of everything I do. I’m a proud husband to my amazing wife Lilya, who has supported me every step of the way, and a father to our two wonderful children. Being a dad to both a girl and a boy is one of my greatest joys, and they motivate me every day to be my best self. Health, family, and hard work are my top priorities, and I strive to lead by example for my kids. I’m passionate about staying healthy—something I never really focused on growing up—but now I’m determined to stay in shape for my family and my future.
My personal story is one of perseverance and drive. Growing up, my family didn’t come from wealth, and moving countries while learning English wasn’t easy. I was often the underdog, and I had to work 10X harder than others to achieve success. That experience taught me resilience, and it’s a quality I bring to my professional life every day. My goal is to make things easier for others by educating them on what I’ve learned through hard-earned experience.
I began my mortgage career in early 2016, starting out in the call center at Bank of America. My first role was working on home equity lines of credit (HELOCs) and home equity loans (HELOANs), where I quickly became one of the top 10% performers in the company. In just a short time, I mastered the product and process, crushing every metric they had. The fast pace and high client volume taught me invaluable lessons—one year in that call center was like five years in the outside world, given the number of clients and loans I handled. This intense learning environment set the foundation for my success in the mortgage industry.
After excelling with HELOCs and HELOANs, I moved on to refinances and cash-out refinances, and once again, I exceeded all expectations. My hard work led me to another quick promotion, where I gained even more experience handling all types of loan products, including purchases, refinances, and cash-outs. Eventually, I was promoted out of the call center into retail banking. They placed me in the most underperforming branch—everything was red. But within six months, I turned things around, bringing the branch’s metrics from red to green and helping my team bonus for the first time. It was a turning point for me as I moved into a leadership role.
In search of new challenges, I later joined Guaranteed Rate, where I expanded my expertise into non-QM loans, investor loans, hard money, and more complex products. This broadened my understanding of the mortgage world and gave me further confidence to handle any loan, no matter how unique or challenging.
Today, I’m the Branch Manager at Barrett Financial, leading a passionate team that’s dedicated to helping clients achieve their homeownership goals. I take pride in growing, mentoring, and managing my team, all while continuing to provide personalized value to clients and partners. With my years of experience and a deep knowledge of everything from first-time homebuyer loans to investor financing, I ensure that every client’s mortgage journey is smooth, transparent, and successful through my team.
As an Armenian and bilingual professional, I connect with a wide range of clients, I treat every client and partner like family, delivering blunt honesty and educational guidance to help them make informed decisions.
We’re not just here to get the job done; we’re here to exceed expectations. I invite you to become part of our extended family and work with us to make your homeownership dreams a reality.
Contact Sergei Isparyan
Jason Konopaske
Originally from East Greenbush, NY, I always dreamed of sunny skies and new horizons. After graduating from SUNY Plattsburgh in 2010, I set out for Austin, TX, where I kicked off my career as an Investment Service Representative with Charles Schwab. I soon moved to Phoenix to work with USAA, where I embraced the rewarding challenge of guiding clients through their financial questions. However, the call center life didn’t allow me to fully leverage my skills, so I transitioned into a more personal role with a college planning advisory firm. Helping families save tens of thousands of dollars in college costs taught me the impact I could have by offering true value to people’s lives.
In 2012, I found my way into the mortgage industry—a path that’s been a thrilling rollercoaster of growth and learning. From working at Bank of America to KBHS (Lender for KB Homes, the national builder) and Guaranteed Rate, every step has taught me something new about the ever-evolving housing market. It’s this industry’s dynamic nature that keeps me on my toes, constantly learning and adapting.
Alongside my professional journey, I’ve been blessed with an incredible family—my wife, two wonderful kids, and a four-legged friend who make our house a true home. Outside work, you’ll likely find me on the golf course or the pickleball court, always practicing to sharpen my game. Golf and pickleball mirror my philosophy for life and work: there’s always room to grow and improve, and every step forward, no matter how small, is worth celebrating.
Today, I’m a mortgage broker working with Sergei, where I bring all my experience to support first-time homebuyers, seasoned investors, and everyone in between. My goal is to make your mortgage journey smooth, informed, and satisfying, ensuring that you feel confident every step of the way. I look forward to helping you turn your homeownership dreams into reality!
Contact Jason Konopaske
Jeremy Reed
With over a decade of experience in the mortgage industry, I’ve built my career on a simple mission: helping clients achieve their homeownership dreams while making the process smooth, transparent, and stress-free. From first-time homebuyers to seasoned investors, I’m passionate about going above and beyond, ensuring every client gets personalized support and expert guidance tailored to their unique needs. Whether you’re buying a new home or refinancing, I believe in creating a journey that’s both memorable and rewarding.
Outside of work, I’m a firm believer in staying active and connecting with nature. My commitment to fitness keeps me energized and focused—I’m a regular at the gym for weight training, and I hit the hiking trails whenever I get the chance. But my true passion lies in exploring the great outdoors. I love heading up to Northern Arizona for weekends filled with camping under the stars, boating on peaceful lakes, and taking thrilling side-by-side rides on scenic trails. These adventures help me recharge and give me valuable time to reflect on how I can continually improve, bringing even greater value to the clients I serve.
Just as I approach each outdoor adventure with enthusiasm, I bring that same dedication and excitement into my work. Every interaction with my clients is an opportunity to make a positive difference, and I’m committed to making your mortgage journey seamless and enjoyable. So if you’re ready to take that next step toward homeownership, let’s make it happen together—I’ll be with you every step of the way.
Contact Jeremy Reed
Loan Options
Loan Calculators
Disclaimer
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Mortgage Rates

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Get in touch with our team today for personalized mortgage advice and answers to all your questions. We’re here to help you find the right loan option for your needs.